There’s a quiet shift happening beneath the surface of financial service. It’s a move that is proving to be less about new tools arriving and more about old boundaries dissolving.
RegTech, once framed as a distinct category of specialist vendors solving compliance pain points, is starting to lose its edges. The capabilities it introduced – automation of reporting, real-time monitoring, AI-driven risk detection, embedded compliance workflows—are no longer sitting neatly on top of financial systems. They are moving inside them.
That raises a more fundamental question than most of the industry has fully grappled with. Is RegTech becoming a form of infrastructure in its own right, or is it being absorbed into the broader infrastructure stack until it disappears as a category altogether? Read the full article.
