Fintech, the coming together of financial services and digital technology, has transformed how financial services are delivered and consumed.
It’s a sector that’s thriving with diverse components: for example:
- online or ‘neobanks’
- payment systems
- payment gateways/application programming interfaces (APIs)
- investment banking back-end infrastructure
- ‘insurtech’
- ‘wealthtech’, and
- ‘regtech’.
And that’s before considering frontier areas such as central bank digital currencies, cryptocurrencies, and non-fungible tokens.
